Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Written by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Jun 10, 2021

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Pet Insurance U receives compensation from the third parties included on this site. This includes payment for clicks from our site to insurance providers’ sites and quote requests generated. Our rankings and reviews are not affected by payments from the insurance companies. The compensation we receive allows the site to be free and regularly updated. Our goal is to review every pet insurance provider, but not all companies are listed on the site.

And many of the companies we review do not pay us anything. We simply rate, compare and review their plan because we feel it will be valuable to you. Our reviews are guaranteed to be unbiased, professional and advertising compensation does not influence rankings.

We are a free online resource for anyone interested in learning more about pet insurance. Our goal is to be an objective, third-party resource for everything pet insurance related. We update our site regularly, and all content is reviewed by pet insurance experts.

What’s New in 2021 for Petco Insurance

We love how Petco cares for our animals. This past year has brought many changes for us, as well as for our animals. Petco Insurance has helped many during this time.

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How Has Covid-19 Affected Petco Insurance?

The Petco insurance company has extended additional benefits to its staff to help aid the burden of Covid-19. These have included:

  • Additional time off
  • Provided PPE
  • Work from home opportunities
  • Petco Partner Assistance Fund

New Products or Changes

Petco Insurance employees are working remotely to help stop the spread of Covid-19. Additionally, Petco is working to supply all of its partners with adequate PPE. 

For customers, they have the promise of providing your pet needs as timely as possible by quick shipping, curbside service, or partner collaboration. 

Petco Insurance in the News

As of February 10, 2021, Petco will offer $75 to each employee that completes the Covid-19 vaccination process. Petco will also donate $25 to the Petco Partner Assistance Fund. This fund provides financial assistance to employees experiencing hardship.

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2021 Latest Petco Insurance Reviews 

Petco insurance averages 4-stars in their reviews across many sites, including the Pet Insurance Quotes website. Although many complain that claims take a long time to process, customers appreciate the high coverage amounts and low premiums. There were also customers there who praised their customer service and declared “it’s so simple to claim and payment was fast”, according to one happy customer.

The past year has been challenging. However, Petco has done a great deal to make things easier for staff and customers. 

If your pet got sick or was accidentally injured, would you be able to afford the veterinary bills on your own?

A pet insurance policy could provide your dog or cat with the critical care they need to survive, at a cost you can afford.

One name you may encounter as you shop for pet insurance is Petco.

There’s a bit of confusion surrounding Petco, as the popular name doesn’t actually sell pet insurance policies, though it used to.

In the article below, we’ll explain Petco’s relationship with pet insurance and how it can benefit you as you shop for a policy.

Need Pet Insurance?

FACT: Pet insurance pays up to 90% of vet bills when your pet is sick or injured!

About Petco

petco logo

Petco Animal Supplies Inc. has been in business since 1965, headquartered in San Diego and San Antonio.

It added its signature logo of Red Ruff the dog and Blue Mews the cat in 1991, which can be seen above thousands of pet stores nationwide today.

What started as a pet product supplier has grown over the years to include:

  • Pet food and products
  • Prescriptions
  • Live pet adoptions
  • Training
  • Grooming
  • Vaccinations
  • Pet sitting services

Today, Petco has over 1,500 stores across the United States and Puerto Rico.

Does Petco Sell Pet Insurance Plans?

Though it offers a long lineup of pet products, Petco does not actually sell pet insurance plans.

In years past, Petco had a major partnership with Trupanion, marketing the insurance company’s plan on its website and in its stores.

While there are some mentions of Trupanion in Petco’s archived articles, the partnership doesn’t seem to be in effect today.

Trupanion is one of our top picks for pet insurance providers in the United States, with comprehensive coverage options for cats and dogs.

The company offers both accident and illness plans and a Recovery and Complementary Care Rider if you’re looking to add wellness benefits.

Instead of promoting one single brand, Petco now partners with PetInsuranceQuotes.com to provide you with several pet insurance options.

We’ll walk through the process below.


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What is the Deal with Vetco Clinics Inside Petco? 

Many Petco stores have a small veterinary clinic inside of their stores called Vetco Clinics
These clinics are a subsidiary of Petco, meaning they own them indirectly as shareholders, mainly for liability purposes. 
The Vetco clinics operate very similarly to how a CVS or Walgreens clinic would operate. 
They offer basic medical services such as standard dog and cat vaccines and basic medical testing. 
Think of Vetco more of as a wellness clinic with basic testing services at a fair price. 
To learn more about Vetco you can read our Vetco clinics review here

How Can Petco Help with Pet Insurance?

Though Petco doesn’t sell pet insurance policies or work exclusively with one company to promote coverage, it can help out with your quest to purchase a policy.

Petco has joined forces with PetInsuranceQuotes.com, a platform that allows you to compare quotes from several top pet insurance companies, free of charge.

It also offers some educational resources on pet insurance, including a handful of reviews.

The process of comparing quotes is simple on the Petco website. You can get started by simply entering your pet’s name and age to begin the quoting process.

From there, you’ll be prompted to enter a few details, such as your:

  • Pet’s age (Month and year of birth)
  • Type of pet (dog or cat)
  • Pet’s gender
  • Pet’s breed
  • Your name, email, and zip code

From there, you’ll be taken to another screen that outlines your most affordable pet insurance options based on the information you entered about your pet and your location.

There, you can see a concise breakdown of what’s included in each company’s plan, read thousands of customer reviews, and go to the company’s website to see your custom quote.

Once you’ve reached this stage, you can easily buy a policy from the company of your choice if you feel it’s a good fit.

Related: 10 Things You Must Know Before You Buy Pet Insurance

What Pet Insurance Companies Does Petco Provide Quotes for?

Through its partnership with Pet Insurance Quotes, Petco connects insurance shoppers with several providers, many of which are included in our list of the best pet insurance companies in the nation.

Pet Insurance Companies Petco Works With

The names featured here are some of the most highly reviewed in the pet insurance industry, offering dependable coverage to millions of pet owners nationwide.

You can count on each one for your pet’s needs.


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Alternatives to Petco Pet Insurance

Petco provides you with a simple way to compare quotes, but is it your best bet?

Since all of the companies that partner with Petco through Pet Insurance quotes are well-rated and dependable, you can trust the site in your pet insurance search.

Petco is a highly regarded name as well, staking its own brand on the companies it recommends.

However, you should keep in mind that Petco’s quoting tool does limit you to the companies that Pet Insurance Quotes partners with.

The only way to ensure you get access to the best company for you and your pets is to shop independently.

Here at Pet Insurance U, you can compare quotes from several of the same providers and read unbiased reviews of even more carriers to get an in-depth look at their coverage and cost.

Bottom line: Petco is a good resource for getting quick quotes from top-rated carriers, but you can do more thorough research and get more customized quotes elsewhere.

Should You Shop For Pet Insurance with Petco?

Searching for a pet insurance plan can be an overwhelming process, with a lot of coverage details to keep in mind.

There’s a lot to consider, such as:

On top of all those factors, you’ll want to pick a company that helps you save money on premiums.

As such, it’s important to put in the time and do your research. That way, you can be sure you’re choosing the absolute best insurance carrier to protect your pet.

Petco is a good starting point for comparing companies, but you may want to take a closer look at each company for yourself to pick the right provider.


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Is Exotic Pet Insurance Necessary? 

The Best Pet Insurance By State 

What Is Pet Insurance?

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