Need Pet Insurance?
Secured with SHA-256 Encryption
UPDATED: Jun 10, 2021
Pet Insurance U receives compensation from the third parties included on this site. This includes payment for clicks from our site to insurance providers’ sites and quote requests generated. Our rankings and reviews are not affected by payments from the insurance companies. The compensation we receive allows the site to be free and regularly updated. Our goal is to review every pet insurance provider, but not all companies are listed on the site.
And many of the companies we review do not pay us anything. We simply rate, compare and review their plan because we feel it will be valuable to you. Our reviews are guaranteed to be unbiased, professional and advertising compensation does not influence rankings.
We are a free online resource for anyone interested in learning more about pet insurance. Our goal is to be an objective, third-party resource for everything pet insurance related. We update our site regularly, and all content is reviewed by pet insurance experts.
If you own a cat, you might think that because most cats are indoor pets, you don’t need pet insurance.
For the most part, if your cat remains healthy, that certainly can be the case.
With pet insurance for cats being relatively inexpensive, and if your cat gets one serious illness, having pet insurance can save you a lot of money.
Of course, you have to pay the monthly premiums and decide if those premiums offset the long-term costs.
However, if you have a pure breed, such as a Siamese or a Ragdoll cat (or even a mix of breeds), that is pre-disposed to hereditary or chronic conditions, then pet insurance can be helpful and worth the investment.
For example, Ragdoll cats are pre-disposed to heart disease and FIP (Feline Infectious Peritonitis), which can be very expensive to treat.
By having pet insurance, you can know that you can afford to treat any illness or condition that might occur. And that will give you peace of mind.
Make sure to insure your cat while he or she is young so that you will have the coverage you need before any of these conditions occur.
Pet insurance companies won’t cover your cat for any pre-existing condition that occurred before you enrolled in the new policy.
We came up with a list of all the different cat breeds and some conditions associated with those breeds to help you decide if pet insurance works for you:
List of Cat Breeds
- American Curl
- American Wirehair
- Arabian Mau
- Domestic Medium Hair
- Japanese Bobtail
- Maine Coon
- Norweigan Forest
- Orange Tabby
- Russian Blue
- Scottish Fold
- Selkirk Rex
- Thai Cat
- Turkish Angora
When looking for a pet insurance policy, make sure the company you choose covers hereditary and congenital issues.
This is very important with these specific cat breeds (or even a mix of these breeds) to be covered for any condition that might arise.
Pet insurance companies like Healthy Paws and Petplan cover hereditary and congenital conditions in all their plans, while with other companies, like PetPremium, only cover these conditions in their upper tiered plans.
Our pet insurance comparison chart details which companies cover hereditary and congenital conditions and other relevant information.
If you suffer from cat allergies, you may want to consider one of the several hypoallergenic cat breeds.
Now that you know all about your cat breed and why pet insurance can be a real life saver and money saver for your cat, make sure to take a look at our list of the top 8 cat insurance companies.
Get a list of your questions ready and make sure to get at least two quotes before deciding which pet insurance is right for you and your cat!
Other articles you may find helpful:
We have worked hard to provide you with all the free resources possible to help give you insight into the best pet insurance for cats, additional cat breeds info, common cat health issues, and a fun look at frequently asked cat questions.
Additional Cat Breeds:
Need Pet Insurance?
FACT: Pet insurance pays up to 90% of vet bills when your pet is sick or injured!