Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Written by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Nov 18, 2020

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The LaPerm, which was developed in the 1980s in Oregon, takes its name from its distinctive curly or “permed” fur, which can be short or long.

The LaPerm can be born shorthaired or even bald as kittens, with their distinctive curls growing in after a few months.

You might see a LaPerm with a straight coat which is more unusual for the breed.

Their coat can be any color but the LaPerm is more often seen with a red, tortoiseshell or even tabby-like color or pattern.

Even the LaPerm’s tails and whiskers are curly!

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FACT: Pet insurance pays up to 90% of vet bills when your pet is sick or injured!

LaPerm Cat Breed Characteristics and Personality

LaPerm Cat

The LaPerm cat is a medium-sized breed that generally weighs between 6 and 11 pounds.

The LaPerm has a coat that is easy to groom. They aren’t big shedders, but when they do go through a shedding cycle, their coat becomes even thicker.

Of course, regular nail trimming and ear cleaning help your LaPerm stay healthy and looking great!

The LaPerm is also known as a hypoallergenic cat which means that they are great companions with cat lovers who tend to be allergic.

While there aren’t any true hypoallergenic cats, there are cats like the LaPerm who shed less and create less dander which is the allergen that makes people sneeze or itch.

Inquisitive, sociable and a lover of heights, the LaPerm will jump to the very top of the cat tree to observe what the family is doing.

While very active, this is also a cat who truly is a lap cat.  If you sit down and call out to your LaPerm, your kitty will grace you with his presence and sit directly in your lap.

Related: 10 Things You Must Know Before You Buy Pet Insurance

If you love a cat that purrs and loudly, the La Perm is just that cat.  In fact, don’t be surprised if your cat paws your face with affection and to get your attention!  They love to be loved!

When socialized as kittens, the LaPerm will be happy to meet your guests and even play with them.

They are a family-friendly breed that likes dogs, children, and other pets.

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Common Health Issues for LaPerm Cats

The LaPerm breed is a healthy breed and doesn’t come with some of the hereditary conditions that are common to other pure breeds.

The only breed-specific condition that your LaPerm might encounter is kidney disease.

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PetFirst saved his parents


Artemis was a beautiful and friendly cat to all who were willing to pet him. Unfortunately, he developed feline diabetes which required regular vet visits and medications that his Mother could not otherwise afford on her fixed income. Having PetFirst insurance, she called and discussed the problem with a friendly PetFirst agent. To her surprise, she found out that Artemis’ ongoing required vet visits and medication would be covered by his PetFirst insurance. Artemis was able to live out the rest of his life with proper medical care and medicines thanks to PetFirst insurance.

Kidney Disease

The LaPerms’ have been known to develop kidney disease.

The disease may develop at any time from birth through maturity due to blockages in one or both kidneys, which tends to be a result of a congenital defect.

Kidney disease diagnosis is based on behaviors such as excessive thirst and urination and can be confirmed by your vet with a urinalysis.

Drugs and/or surgery might be necessary to relieve pain and to prevent the condition from becoming life-threatening.

Kidney disease will never go away fully once it has developed, but with proper care, the disease can be controlled.

Should You Purchase Pet Insurance for Your LaPerm Cat?

While the LaPerms are healthier than most breeds, pet insurance can be a very good idea because who knows what your La Perm might encounter.

If your LaPerm does develop kidney disease, the mere testing and treatment alone can range from $10,000 to $20,000 and that can hurt financially.

But, with pet insurance, the good plans will cover up to 90% of the costs which is a great relief.

And even if your cat doesn’t develop kidney disease, when you have a cat with a life span of 15 years, there will be some health issues that can arise just from being older.

Or if your cat develops cancer or even diabetes, the vet bills and continued care can be super-expensive.  And, of course, you want your LaPerm to have the best care available without it being a huge financial burden.

And, pet insurance will give you just that comfort.  You can afford any potential injury or illness that comes your kitty’s way.

The good news is that with cat insurance, the monthly premiums are fairly low and can average around $15 a month.

And, you can be sure, that you will save money in the long run if your cat does develop any sort of condition that just comes with aging.

The best time to insure your cat is when they are kittens. The prices are really affordable and rates can be established before any pre-existing condition occurs.

Finding the Best Pet Insurance For Your LaPerm

The best pet insurance will offer comprehensive pet insurance plans which is the best overall coverage and will cover virtually every illness or condition that your cat might encounter.

Make sure the benefit limits offered are high enough each year so that you don’t end up paying out of pocket for any condition that your LaPerm might encounter.

For example, Healthy Paws offers unlimited benefits in all of their plans so you never have to worry about reaching a cap each policy year.

Talk to your vet about the health of your LaPerm and what potential conditions that might arise so you can make sure the pet insurance provider of your choice will cover those conditions and more.

And, of course, the best pet insurance companies will allow you to choose any vet you like so you don’t have to worry about switching to a new one!

LaPerms are fun, sweet, loving lap cats that are adorable and will fit into your family structure wonderfully.

To keep your LaPerm healthy and your bank account in check, take a look at our top 8 cat insurance companies.


Other articles you may find helpful: 


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Is Exotic Pet Insurance Necessary? 

The Best Pet Insurance By State 

What Is Pet Insurance?

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Dog Health Problems

Dog Breeds


Cat Health Problems

Cat Breeds


We have worked hard to provide you with all the free resources possible to help give you insight into the best pet insurance for cats, additional cat breeds info, common cat health issues, and a fun look at frequently asked cat questions.


Additional Cat Breeds:


American Curl Cat, American Wirehair Cat, Arabian Mau Cat, Ashera Cat, Balinese Cat, Burmese Cat, Chartreux Cat, Chausie Cat, Cymric Cat, Domestic Medium Hair Cat 

Himalayan Cat, Japanese Bobtail Cat, Manx Cat, Nebelung Cat, Norwegian Forest Cat, Orange Tabby Cat, Oriental Cat, Persian Cat, Pixie-Bob Cat, Russian Blue Cat

Scottish Fold Cat, Selkirk Rex Cat, Siamese Cat, Siberian Cat, Singapura Cat, Somali Cat, Thai Cat, Toygers Cat, Turkish Angora Cat, LaPerm Cat, Maine Coon Cat