Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Nov 18, 2020

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The Chartreux cat is commonly thought to be associated with the Carthusian monks of France because of its name.

However, it’s recently been discovered that they more than likely came from Spain and their name was a product of their woolly character that represented common wool of the day.

The Chartreux has a robust body and short legs. It’s most well known for its woolly coat and smiling face.

With round eyes and color that ranges from copper to gold, their personalities are matched only by their beauty.

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FACT: Pet insurance pays up to 90% of vet bills when your pet is sick or injured!

Common Health Problems for a Chartreux Cat

While the Chartreux is a generally healthy breed they can be prone to a few hazards.

Obesity

Most notably, their weight. With their thin coats and short stature, breed owners can often overlook the potential for obesity in this breed.

A healthy weight for a fully grown female is between 6 and 9 pounds and between 10 and 14 pounds for a male.

A healthy and well-balanced diet, along with regular checkups can help prevent obesity.

Related: 10 Things You Must Know Before You Buy Pet Insurance

Polycystic Kidney Disease

Polycystic Kidney Disease is another health concern. While this condition most frequently occurs in Persian cats, it has been known to cross over into certain other cat breeds like the Chartreux.

This disease presents itself in small, closed and liquid-filled cysts that can develop in the cat’s kidneys. Eventually, this can overwhelm the kidneys and lead to fatal kidney failure.

Struvite Stones

Struvite Stones can present themselves in any breed of cat or dog.

Chartreux-cat-insurance

Much like kidney stones in humans, this can be caused by something as simple as a urinary tract infection or by a more serious problem like a urinary tract condition.

Without a proper diagnosis, it can become a medical emergency and cause your Chartreux a lot of suffering or even death.

Some signs of this are cloudy or bloody urine, a lack of bladder control and increased thirst.

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Should You Buy Pet Insurance For My Chartreux?

Chartreux health emergencies can become costly very quickly.

One emergency trip to the veterinarian can cost you thousands of dollars.

For instance, if your Chartreux needs an emergency veterinary trip for struvite stones you can expect:

  • Extended Hospitalization: $1,542
  • Anesthetic: $126
  • Emergency Services: $1,180
  • Surgery and Recovery: $2,867

These services may not be covered by your cat insurance.

Because most insurance companies have hidden loopholes and cost caps, you could end up paying out of pocket for part or all of the costs associated with your Chartreux next hospital stay.

If you have reliable coverage for your cat, then these costs should not impact you financially.

Most insurance companies fail to disclose all of the upfront costs that can be associated with treatments.

Real Cost Savings from PetFirst Clients

Gidget

PetFirst saved his parents

$2,194

Artemis was a beautiful and friendly cat to all who were willing to pet him. Unfortunately, he developed feline diabetes which required regular vet visits and medications that his Mother could not otherwise afford on her fixed income. Having PetFirst insurance, she called and discussed the problem with a friendly PetFirst agent. To her surprise, she found out that Artemis’ ongoing required vet visits and medication would be covered by his PetFirst insurance. Artemis was able to live out the rest of his life with proper medical care and medicines thanks to PetFirst insurance.

How to Compare Cat Insurance Plans

While the Chartreux breed is healthy by nature, finding a good insurance plan is still financially smart.

You can get rates as low as $4.75 a month, but this plan will only cover up to $3,000 of medical expenses.

Leaving you with another $3,000 to cover in the event of an emergency.

How Do You Know What Company Is Right?

Taking the time to find a reputable insurance company is just as important for your cat as it is for yourself.

Research all potential companies and read customer reviews.

Look into the plan you want and read the fine print.

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Cat Insurance Ratings & Reviews

The number one complaint that customers have about their cat’s insurance is that they didn’t read the fine print and ended up paying large sums of money out of pocket for their Chartreux emergencies.

While a company may claim to cover up to $10,000 in medical expenses, they may only cover $3,000 during one visit at a time.

Insurance companies can also have a waiting period, so if your Chartreux gets hurt in the first few weeks of your coverage plan, your Chartreux may not be covered.

 

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Is Exotic Pet Insurance Necessary? 

The Best Pet Insurance By State 

What Is Pet Insurance?

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Dog Breeds

CAT FAQ

Cat Health Problems

Cat Breeds

 

We have worked hard to provide you with all the free resources possible to help give you insight into the best pet insurance for cats, additional cat breeds info, common cat health issues, and a fun look at frequently asked cat questions.

 

Additional Cat Breeds:

 

American Curl Cat, American Wirehair Cat, Arabian Mau Cat, Ashera Cat, Balinese Cat, Burmese Cat, Chartreux Cat, Chausie Cat, Cymric Cat, Domestic Medium Hair Cat 

Himalayan Cat, Japanese Bobtail Cat, Manx Cat, Nebelung Cat, Norwegian Forest Cat, Orange Tabby Cat, Oriental Cat, Persian Cat, Pixie-Bob Cat, Russian Blue Cat

Scottish Fold Cat, Selkirk Rex Cat, Siamese Cat, Siberian Cat, Singapura Cat, Somali Cat, Thai Cat, Toygers Cat, Turkish Angora Cat, LaPerm Cat, Maine Coon Cat