How Pet Insurance
Works

  • Visit any vet
  • Pay the bill
  • Submit the claim
  • Get reimbursed in as
    little as 5 days

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What Pet Insurance
Covers

  • Accidents Only
  • Accidents and Illnesses
  • Accidents, Illnesses, Hereditary and
    Congenital Conditions
  • Add a Pet Wellness Plan for routine care
pet insurance resources

 

Can You Afford to
Keep Your Pet Alive?

Vet care costs are rising quickly. There may come a time in your pet’s life where you have to choose between medical care and euthanasia. It’s heartbreaking, but it’s a real choice people frequently face. Economic euthanasia is increasing by 10% each year because loving pet parents just can’t afford medical treatment costs.

The rate of people euthanizing their pets is rising
by 10% per year because they can’t afford
treatment.

Pet Insurance Myths

animal medical insurance

Myth #1: Pet insurance isn’t worth it

Fact: The average pet insurance cost is $27 a month. A single emergency, illness, or chronic condition can cost over $20,000

Myth #2: My pet is young and healthy so coverage is unnecessary

Fact: Puppies and kittens are twice as likely to get sick or injured than older pets

Myth #3: I’ll wait until my pet gets sick or injured

Fact: As pets get older, their health risks increase. And pet insurance has exclusions for pre-existing conditions. If you try to enroll after an illness or accident, your pet will be denied coverage

One Size
Doesn’t Fit All

We help you find the
right pet insurance plan

pet insurance u

Like human health insurance, pet health insurance comes in all shapes and sizes.
Don’t worry! We’re pet parents too. We’ll show you what to look for and what to avoid.
Learn important details about each pet insurance company.
Find the coverage that gives your pet the best chance at a longer, healthier life.

learn about pet medical insurance

Vet Care is Expensive
Pet Insurance Helps

  • $6,243: Surgery to remove an object your pet swallowed
  • $20,000: Medication, chemotherapy and radiation treatments for cancer
  • $9,510: Cost to treat hip dysplasia, a common condition in dogs

Pet Parents Spend $30 Billion
Each Year on Pet Health Care

veterinary care

Vet Care

$15.25 billion

pet medications

Supplies and
medication

$13.70 billion

We Researched Pet Insurance Plans
To Save You Time & Money

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Compare Pet Insurance

View plans side-by-side in the pet insurance comparison chart

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Vet-Verified Reviews

Verified, well-researched
pet insurance reviews

pet medical problems

Learn About Risks

Learn about risk factors
affecting your pet’s breed

Protect Your Pet’s Health
Before It’s Too Late

Veterinarians recommend enrolling puppies and kittens for pet insurance at 8 weeks old

Pet health insurance
  • The longer you wait, the higher the risk of your pet developing a health problem that would be considered pre-existing and not be covered by any plan
  • Enrolling your pet for coverage before an accident or illness means the insurance company has to pay your claim, even for chronic conditions that may last a lifetime
  • Puppies and kittens can be enrolled as young as 6 to 8 weeks of age

Thanks,
Mom and Dad!

Insured pets visit the vet more
often and live longer, healthier lives.

Pet health insurance starts at just $24 per month.

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dog and cat insurance

Still Have
Questions?

Read reviews for the best plans
or compare pet insurance
cost and coverage

Frequently Asked Questions

Why do I need pet insurance?

Pet insurance is essential to help cover up to 90% of your vet bills when your pet is sick or injured. It ensures that you can provide necessary medical care without the burden of high costs.

How does pet insurance work?

Pet insurance works by reimbursing you for a percentage of eligible veterinary expenses. You pay your vet bill upfront, and then you submit a claim to the insurance company for reimbursement.

What does pet insurance cover?

Pet insurance typically covers veterinary expenses for accidents, illnesses, and sometimes preventive care. It’s crucial to review the specific coverage details of each plan to ensure it meets your pet’s needs.

Can I afford to keep my pet alive without insurance?

Vet care costs are rising, and economic euthanasia is increasing by 10% each year. Pet insurance helps you avoid tough choices by covering substantial portions of medical expenses.

Are there myths about pet insurance?

Yes, there are common myths, such as thinking pet insurance isn’t worth it or that coverage is unnecessary for young and healthy pets. The reality is that unexpected medical expenses can be substantial.

Is pet insurance tailored to individual pets?

Yes, one size doesn’t fit all. Pet insurance plans vary, and it’s important to find the right one for your pet’s specific needs. We assist you in finding a plan that suits your pet’s health requirements.

Enrolling pets early, at 8 weeks old, ensures coverage before potential pre-existing conditions develop. This proactive approach helps manage health risks as your pet ages.

How much does pet insurance cost?

Pet insurance plans start at just $24 per month. Costs may vary based on factors like the pet’s age, breed, and the chosen coverage level.

How can I compare pet insurance plans?

Visit our website to view a side-by-side comparison chart of different pet insurance plans. Additionally, read vet-verified reviews and learn about risk factors affecting your pet’s breed.