Written By: Leslie KasperowiczReviewed By: Melanie MussonUPDATED: Jun 10, 2021Fact Checked

Mixed breed dogs, affectionately known as mutts, less affectionately as mongrels or curs, come in all shapes, sizes colors and coat lengths.

As the name makes clear, the pedigrees of these dogs are unknown; they are the natural result of what happens when dogs breed with little or no human intervention.

Puppies from the same mixed breed litter may differ widely in appearance and even size, often exhibiting traits that are identified with purebred dogs. Most of the world’s dogs are mixed breeds, and countless children have grown up with a loveable family mutt.

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FACT: Pet insurance pays up to 90% of vet bills when your pet is sick or injured!

Should you Purchase Insurance for your Mixed Breed Dog?

As a general rule, mixed breeds are more healthy than purebreds because of their diverse genetics, and numerous studies have shown that, on average, they require fewer vet visits and live longer.

At the same time, however, owners tend to know far less about the kinds of congenital illnesses to which their dogs may be susceptible, which can include any of the diseases known to occur in purebreds, from hip dysplasia to bloat and cancer.

Related: 10 Things You Must Know Before You Buy Pet Insurance

And just because your dog comes from the pound rather than the pet store or a breeder doesn’t make him or her any less special to you and your family.

There is nothing more heartbreaking for a pet owner than having to forego or postpone treatment for a beloved dog for financial reasons. One way to make sure that this never happens to you is to purchase pet health insurance.

For other types of dogs, check out our full list of dog breeds.


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You may find helpful one of our other Best Pet Insurance Reviews which include over 35 top insurers compared with cheap and affordable pet insurance and discounted mixed breed pet insurance

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Written by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson