Melanie Musson

Published Insurance Expert

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Published Insurance Expert

Dr. Pippa Elliott BVMS, MRCVS

Veterinarian

Dr Pippa Elliott BVMS, MRCVS is a veterinarian with over 30 years of experience in companion animal practice. In 1987 she graduated from the University of Glasgow, with a degree in veterinary medicine and surgery. She works at Blythwood Vets and the People’s Dispensary for Sick Animals (PDSA). Pippa is an advocate of Fear-Free Practice, an animal addict, and a veterinary writer. She is also w...

Veterinarian

UPDATED: Dec 12, 2023

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Pet Insurance U receives compensation from the third parties included on this site. This includes payment for clicks from our site to insurance providers’ sites and quote requests generated. Our rankings and reviews are not affected by payments from the insurance companies. The compensation we receive allows the site to be free and regularly updated. Our goal is to review every pet insurance provider, but not all companies are listed on the site.

And many of the companies we review do not pay us anything. We simply rate, compare and review their plan because we feel it will be valuable to you. Our reviews are guaranteed to be unbiased, professional and advertising compensation does not influence rankings.

We are a free online resource for anyone interested in learning more about pet insurance. Our goal is to be an objective, third-party resource for everything pet insurance related. We update our site regularly, and all content is reviewed by pet insurance experts.

UPDATED: Dec 12, 2023Fact Checked

Maltese are small dogs, weighing anywhere from 2 to 8 pounds (1 to 4 kg), known for their long, fluffy coats and playful, cuddly temperament. Some accounts trace their origins all the way back to the ancient Greeks and Romans.

Despite their impressive fur, these dogs shed very little, so people who are allergic to other dogs may be able to tolerate them. The outstanding physical characteristics of the Maltese are dropped ears and button eyes, which give them an expression of keen interest.

Need Pet Insurance?

FACT: Pet insurance pays up to 90% of vet bills when your pet is sick or injured!

Should you Purchase Insurance for your Maltese?

These dogs are generally quite healthy, living on average 10 to 15 years. Among the health problems from which they are known to suffer, the most common are:

  • Colitis: the large intestines of Maltese are prone to inflammation, which causes bouts of diarrhea, constipation, and vomiting. Analysis of a dog’s feces is required to confirm the diagnosis; treatment includes a special diet, often accompanied by drug therapy.
  • Dysplasia of the elbow: these dogs may inherit a condition where the bones of the front legs fail to connect properly. Over time, wear and tear can cause these joints to become inflamed, resulting in pain and restricted movement. The condition can often be reversed with surgery.

Related: 10 Things You Must Know Before You Buy Pet Insurance

 

  • Patellar Luxation: the kneecap (patella) of some dogs may become dislodged, causing pain and restricted movement. In severe cases, surgery may be required to reposition the affected bone and connective tissue.
  • Portosystemic Shunt: this congenital condition, which afflicts smaller breeds, in particular, occurs when a blood vessel misdirects blood so that it bypasses flowing through the liver. Toxic compounds may, therefore, form accretions in the kidneys and/or circulatory system. Affected dogs may be lethargic and eat and drink abnormally. Treatment includes medication and special diets.

Real Cost Savings from PetFirst Clients

Luna

PetFirst saved his parents

$6,712

A happy energetic Luna one morning couldn’t hold her food down. After months of multiple costly vet visits to specialists and an endoscopy, the problem was discovered and fixed. Luna put 22 pounds back on in no time and her parents were grateful for having PetFirst by their side to pay the bills.

These little dogs have a big price tag, well over $1000 in many cases. Many owners make the decision to protect their investment, and peace of mind, by purchasing health pet insurance, which can ensure that they will always be able to provide the best care available.

For other types of dogs, check out our full list of dog breeds.

 

Other articles you may find helpful: 

Is Exotic Pet Insurance Necessary? 

The Best Pet Insurance By State 

What Is Pet Insurance?

Fun Facts, Dog FAQ, And Unsolicited Dog Advice

5 Training Commands to Save Your Dog’s Life

The Ultimate Guide to Safe Foods for Dogs

Dog Health Problems

Dog Breeds

CAT FAQ

Cat Health Problems

Cat Breeds

 

How do you choose a dog breed? There are so many awesome options! We have compiled a complete database about all the dog breeds, their mannerisms, care, and who they do best with. Statistically, some purebreds experience more health issues than mixed breeds. There are many pet insurance companies out there and we have put together a great article about the best puppy and dog pet insurance companies in the US

 

You may be interested in one of these dog breeds:

 

Akita Pet Insurance

Beagle Pet Insurance

Bernese Mountain Dog Pet Insurance

Bichon Frise

Bloodhound Pet Insurance

Border Collie Pet Insurance

Boston Terrier Pet Insurance

Boxer Dog Breed Information

Cavalier King Charles Spaniel Pet Insurance

Chihuahua Pet Insurance

Chinese Crested

Chow Chow Pet Insurance

Cocker Spaniel Breed Information

Dachshund Pet Insurance

Doberman Pet Insurance

English Setter Pet Insurance

Fox Terrier

French Bulldog Breed Information

German Shepherd Breed Information

German Shorthaired Pointer Pet Insurance

Golden Retriever Breed Information

Great Dane Pet Insurance

Havanese Dogs | Average Cost and Care

Irish Water Spaniel

Italian Greyhound

Jack Russell Terrier Pet Insurance

Kerry Blue Terrier

Komondor

Labradoodle Breed Info

Labrador Retriever Breed Information

Maltese Pet Insurance

Miniature Schnauzer Pet Insurance

Newfoundland Pet Insurance

Pit Bull Pet Insurance

Pomeranian Pet Insurance

Poodle Dog Breed Information

Portuguese Water Dog

Pug Pet Insurance

Rhodesian Ridgeback Pet Insurance

Shar-Pei Pet Insurance

Shetland Sheepdog Pet Insurance

Shih Tzu Pet Insurance

Siberian Husky Pet Insurance

Soft Coated Wheaten Terrier

St. Bernard Pet Insurance

Staffordshire Bull Terrier Pet Insurance

Vizsla Pet Insurance

Weimaraner Pet Insurance

 

Frequently Asked Questions

Do Maltese dogs require special insurance coverage?

Maltese dogs, like any other breed, can benefit from pet insurance. While they are generally healthy, having insurance can help cover unexpected veterinary expenses.

What health issues are common in Maltese dogs?

Common health issues for Maltese dogs include dental problems, patellar luxation, and respiratory issues. Pet insurance can assist in covering the costs of treatments for these conditions.

Why consider pet insurance for a Maltese?

Maltese dogs can have a high initial cost, often exceeding $1000. Pet insurance provides financial protection, ensuring you can provide the best care without worrying about the expenses.

How does pet insurance work for Maltese dogs?

Pet insurance typically reimburses a percentage of eligible veterinary expenses. This can include surgeries, medications, and diagnostic tests. It’s essential to review policy details to understand coverage specifics.

Can pet insurance save money in the long run?

Yes, pet insurance can save money in the long run by covering a significant portion of veterinary bills. This is especially beneficial if your Maltese encounters unexpected health issues or accidents.

Are there specific considerations for insuring Maltese compared to other breeds?

While Maltese dogs are generally healthy, their long, white coats may require grooming, and they may be prone to dental issues. Choose a pet insurance policy that addresses breed-specific needs.

How to choose the right pet insurance for a Maltese?

Consider factors such as coverage limits, deductibles, and exclusions. Look for policies that cover hereditary conditions, dental care, and routine wellness visits to ensure comprehensive protection.

Is pet insurance necessary for a healthy Maltese?

While Maltese dogs are often healthy, unforeseen accidents or illnesses can occur. Pet insurance provides peace of mind and financial support for unexpected veterinary costs.

Are there discounts or factors that can reduce the cost of pet insurance for Maltese dogs?

Some insurers offer multi-pet discounts or discounts for enrolling a pet while they are still young. Additionally, maintaining a healthy lifestyle for your Maltese may contribute to lower insurance costs.

How often should I review and update my Maltese’s pet insurance policy?

Regularly review your pet insurance policy, especially when your Maltese undergoes lifestyle changes, aging, or if you’re considering additional coverage options. Stay informed about policy updates and changes.

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Melanie Musson

Published Insurance Expert

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Published Insurance Expert

Dr. Pippa Elliott BVMS, MRCVS

Veterinarian

Dr Pippa Elliott BVMS, MRCVS is a veterinarian with over 30 years of experience in companion animal practice. In 1987 she graduated from the University of Glasgow, with a degree in veterinary medicine and surgery. She works at Blythwood Vets and the People’s Dispensary for Sick Animals (PDSA). Pippa is an advocate of Fear-Free Practice, an animal addict, and a veterinary writer. She is also w...

Veterinarian

We are a free online resource for anyone interested in learning more about pet insurance. Our goal is to be an objective, third-party resource for everything pet insurance related. We update our site regularly, and all content is reviewed by pet insurance experts.