Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Written by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Nov 17, 2020

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Pet Insurance U receives compensation from the third parties included on this site. This includes payment for clicks from our site to insurance providers’ sites and quote requests generated. Our rankings and reviews are not affected by payments from the insurance companies. The compensation we receive allows the site to be free and regularly updated. Our goal is to review every pet insurance provider, but not all companies are listed on the site.

And many of the companies we review do not pay us anything. We simply rate, compare and review their plan because we feel it will be valuable to you. Our reviews are guaranteed to be unbiased, professional and advertising compensation does not influence rankings.

We are a free online resource for anyone interested in learning more about pet insurance. Our goal is to be an objective, third-party resource for everything pet insurance related. We update our site regularly, and all content is reviewed by pet insurance experts.

The Chow Chow has the noble attribute of a lion, the drollness of pandas, the loyalty of a dog and the grace of a cat.

This unique dog breed has catlike features like being proud, very intelligent and wanting to be independent.

He can be very attentive to his owner and extending that to other family members.

It is known to have small erect ears, a broad skull, and a blue tongue. They weight about 40-70 pounds and can be about 17-20 inches tall.

By genetically testing, it is affirmed that they are one of the oldest breeds of dogs which originated from Northern China in about 206 BC to 22 AD in the Han Dynasty.

Chow Chow dogs generally have a very dense coat which can either be smooth or rough, and it is thick in the neck regions. The coat can come in several colors such as blue, black, cream or red.

Chows are likely to develop some health conditions such as Canine Hip Dysplasia (CHD), which is a heritable illness.

When it occurs, the bones of the thigh don’t fit properly to the joint of the hip.

This can cause pain to that region and also result in the dog getting lame. As the dog gets older, it could develop arthritis.

Even though Hip Dysplasia is a genetic condition, it can be made worse by some environmental factors.

Need Pet Insurance?

FACT: Pet insurance pays up to 90% of vet bills when your pet is sick or injured!

Should You Buy Chow Chow Dog Insurance?

Chow Chow with Owner

When your Chow dog develops a health condition, the treatment can be quite expensive.

And just like any other pet owner, I am sure you desire to provide your dog with the best quality health services available, but in a case of an emergency or a health condition, the cost of treatment can range in the thousands of dollars.

Most pet owners worry about how they can afford the high hospital bills for their pets when an emergency occurs. Having the Chow Chow dog insurance will help you pay off hospital bills when your dog falls ill.

By having the right dog insurance policy at hand, you will follow your veterinarian’s recommendations about the best dog treatments out there, knowing that your insurance plan will cover the cost.

Related: 10 Things You Must Know Before You Buy Pet Insurance

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How to Compare Chow Chow Insurance Plans

Dog insurance plans are necessary because they can save your dog’s life in case of an illness or an emergency. Also, when you regularly take your dog for medical checkups, that cost will be covered as well.

But the worrying question on the minds of pet owners is: which dog insurance policy is the best one?

Before you settle for a particular dog insurance company, it is important you do your research, be sure that the company has a good and outstanding reputation. Also, make sure that the company is stable and has good experience.

After that, find out if the insurance policy has the appropriate coverage for your dog; understand all that will be covered and also all that will not be covered, just to avoid last minute disappointments. To the best of your ability, choose a plan that covers all major health conditions of your Chow Chow dog.

Because Chow Chow dogs are likely to have Canine Hip Dysplasia, it is advisable that you select an insurance plan such as Pets Best Insurance or PetPremium Pet Health Insurance that has all joint issues covered.

Real Cost Savings from PetFirst Clients


PetFirst saved his parents


A happy energetic Luna one morning couldn’t hold her food down. After months of multiple costly vet visits to specialists and an endoscopy, the problem was discovered and fixed. Luna put 22 pounds back on in no time and her parents were grateful for having PetFirst by their side to pay the bills.

Chow Chow Dog Insurance Ratings & Reviews

Most Chow Chow dog owners have problems understanding the insurance plan the go into and get surprised at the end of the day when one of their insurance claims is denied.

Each and every pet insurance company has its own policies, and so you should not assume that one policy will be the same as another. Every insurance company has different terms and conditions.

Make efforts to read the insurance plans carefully, not just read, but also understand what they cover. Know what you are paying for, what services you will receive and what you will not receive. You can go further by talking to other Chow Chow dog owners out there; ask them about their experiences with the insurance company you are interested in.

And when you are completely certain you have found the right insurance company for your dog, you will be at peace knowing that when your dog has an emergency, the cost will be well covered.

For other types of dogs, check out our full list of dog breeds.


Other articles you may find helpful: 

Is Exotic Pet Insurance Necessary? 

The Best Pet Insurance By State 

What Is Pet Insurance?

Fun Facts, Dog FAQ, And Unsolicited Dog Advice

5 Training Commands to Save Your Dog’s Life

The Ultimate Guide to Safe Foods for Dogs

Dog Health Problems

Dog Breeds


Cat Health Problems

Cat Breeds


How do you choose a dog breed? There are so many awesome options! We have compiled a complete database about all the dog breeds, their mannerisms, care, and who they do best with. Statistically, some purebreds experience more health issues than mixed breeds. There are many pet insurance companies out there and we have put together a great article about the best puppy and dog pet insurance companies in the US


You may be interested in one of these dog breeds:


Akita Pet Insurance

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Bernese Mountain Dog Pet Insurance

Bichon Frise

Bloodhound Pet Insurance

Border Collie Pet Insurance

Boston Terrier Pet Insurance

Boxer Dog Breed Information

Cavalier King Charles Spaniel Pet Insurance

Chihuahua Pet Insurance

Chinese Crested

Chow Chow Pet Insurance

Cocker Spaniel Breed Information

Dachshund Pet Insurance

Doberman Pet Insurance

English Setter Pet Insurance

Fox Terrier

French Bulldog Breed Information

German Shepherd Breed Information

German Shorthaired Pointer Pet Insurance

Golden Retriever Breed Information

Great Dane Pet Insurance

Havanese Dogs | Average Cost and Care

Irish Water Spaniel

Italian Greyhound

Jack Russell Terrier Pet Insurance

Kerry Blue Terrier


Labradoodle Breed Info

Labrador Retriever Breed Information

Maltese Pet Insurance

Miniature Schnauzer Pet Insurance

Newfoundland Pet Insurance

Pit Bull Pet Insurance

Pomeranian Pet Insurance

Poodle Dog Breed Information

Portuguese Water Dog

Pug Pet Insurance

Rhodesian Ridgeback Pet Insurance

Shar-Pei Pet Insurance

Shetland Sheepdog Pet Insurance

Shih Tzu Pet Insurance

Siberian Husky Pet Insurance

Soft Coated Wheaten Terrier

St. Bernard Pet Insurance

Staffordshire Bull Terrier Pet Insurance

Vizsla Pet Insurance

Weimaraner Pet Insurance