Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Written by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Nov 17, 2020

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The intelligence and energy of the Border Collie are legendary. They were developed as herding dogs, although they are now common house pets, both in purebred form and in various mixes (in which the characteristics are often dominant).

They are loyal, loving “people dogs” and can be excellent house dogs, but they require a firm hand and plenty of stimulation. A Border Collie owner should never let negative behaviors go uncorrected, but training these dogs is actually great fun because they are so quick, responsive, and eager-to-please. You can keep teaching them new tricks forever because they love to learn and need to learn. Set aside plenty of play and training time!

Need Pet Insurance?

FACT: Pet insurance pays up to 90% of vet bills when your pet is sick or injured!

Should You Buy Pet Insurance?

Of course, it’s a great idea! But the good news is that these are generally very hardy and healthy dogs because they were bred for their working characteristics and not for their looks and body conformation; only recently has that started to change a bit (and the change is very controversial with old guard enthusiasts).

Related: 10 Things You Must Know Before You Buy Pet Insurance

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These Are The Most Often Encountered Health Problems of Border Collies:

Hip and Elbow Dysplasia – The bane of dog lovers everywhere, but fortunately not as common in Border Collies as in some breeds. Although the parents of a puppy should be certified to have normal hips and elbows themselves, that is not proof positive that the problems will not appear in their offspring, and there is no way to test puppies to determine whether they will develop these conditions later. Since they are certainly treatable but expensive to treat, the dysplasias are one of the very best reasons to purchase pet insurance for a puppy.

• Canine Epilepsy – There is no way to predict this or to screen for it. Drugs can help control canine epilepsy, and easing the potential cost of those treatments is another great reason to purchase pet insurance.

Collie Eye Anomaly – This group of disorders is easily avoided because parent dogs and puppies can both be tested for it. Ask the breeder you buy from for proof that this has been done, and you won’t have any problems with these conditions.

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PetFirst saved his parents


A happy energetic Luna one morning couldn’t hold her food down. After months of multiple costly vet visits to specialists and an endoscopy, the problem was discovered and fixed. Luna put 22 pounds back on in no time and her parents were grateful for having PetFirst by their side to pay the bills.


• Neuronal Ceroid Lipofuscinosis (CL) and Trapped Neutrophil Syndrome (TNS) – These are fatal genetic illnesses specific to this breed. Again, get proof that the breeder has had the parents of your puppy tested. Affected dogs die young, so you are unlikely to encounter these illnesses if you adopt an adult Border Collie.

• Adult Onset Hearing Loss – Not currently possible to predict, but a dog in a loving home should be able to enjoy an almost unimpaired quality of life despite the hearing loss.

Border Collies live on average 10 to 14 years – display a full range of canine geriatric issues, and the breed is as susceptible to cancers like any other. Cancers are in fact the leading cause of death; some are quite treatable if discovered early, others less so. Testing and diagnosis can create considerable bills, another good reason to have your pet insurance in place.

For other types of dogs, check out our full list of dog breeds.


Other articles you may find helpful: 

Is Exotic Pet Insurance Necessary? 

The Best Pet Insurance By State 

What Is Pet Insurance?

Fun Facts, Dog FAQ, And Unsolicited Dog Advice

5 Training Commands to Save Your Dog’s Life

The Ultimate Guide to Safe Foods for Dogs

Dog Health Problems

Dog Breeds


Cat Health Problems

Cat Breeds


How do you choose a dog breed? There are so many awesome options! We have compiled a complete database about all the dog breeds, their mannerisms, care, and who they do best with. Statistically, some purebreds experience more health issues than mixed breeds. There are many pet insurance companies out there and we have put together a great article about the best puppy and dog pet insurance companies in the US


You may be interested in one of these dog breeds:


Akita Pet Insurance

Beagle Pet Insurance

Bernese Mountain Dog Pet Insurance

Bichon Frise

Bloodhound Pet Insurance

Border Collie Pet Insurance

Boston Terrier Pet Insurance

Boxer Dog Breed Information

Cavalier King Charles Spaniel Pet Insurance

Chihuahua Pet Insurance

Chinese Crested

Chow Chow Pet Insurance

Cocker Spaniel Breed Information

Dachshund Pet Insurance

Doberman Pet Insurance

English Setter Pet Insurance

Fox Terrier

French Bulldog Breed Information

German Shepherd Breed Information

German Shorthaired Pointer Pet Insurance

Golden Retriever Breed Information

Great Dane Pet Insurance

Havanese Dogs | Average Cost and Care

Irish Water Spaniel

Italian Greyhound

Jack Russell Terrier Pet Insurance

Kerry Blue Terrier


Labradoodle Breed Info

Labrador Retriever Breed Information

Maltese Pet Insurance

Miniature Schnauzer Pet Insurance

Newfoundland Pet Insurance

Pit Bull Pet Insurance

Pomeranian Pet Insurance

Poodle Dog Breed Information

Portuguese Water Dog

Pug Pet Insurance

Rhodesian Ridgeback Pet Insurance

Shar-Pei Pet Insurance

Shetland Sheepdog Pet Insurance

Shih Tzu Pet Insurance

Siberian Husky Pet Insurance

Soft Coated Wheaten Terrier

St. Bernard Pet Insurance

Staffordshire Bull Terrier Pet Insurance

Vizsla Pet Insurance

Weimaraner Pet Insurance