Rabbit Pet Insurance
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...
Insurance Operations Specialist
UPDATED: Mar 25, 2024
Pet Insurance U receives compensation from the third parties included on this site. This includes payment for clicks from our site to insurance providers’ sites and quote requests generated. Our rankings and reviews are not affected by payments from the insurance companies. The compensation we receive allows the site to be free and regularly updated. Our goal is to review every pet insurance provider, but not all companies are listed on the site.
And many of the companies we review do not pay us anything. We simply rate, compare and review their plan because we feel it will be valuable to you. Our reviews are guaranteed to be unbiased, professional and advertising compensation does not influence rankings.
We are a free online resource for anyone interested in learning more about pet insurance. Our goal is to be an objective, third-party resource for everything pet insurance related. We update our site regularly, and all content is reviewed by pet insurance experts.
UPDATED: Mar 25, 2024
Pet Insurance U receives compensation from the third parties included on this site. This includes payment for clicks from our site to insurance providers’ sites and quote requests generated. Our rankings and reviews are not affected by payments from the insurance companies. The compensation we receive allows the site to be free and regularly updated. Our goal is to review every pet insurance provider, but not all companies are listed on the site.
And many of the companies we review do not pay us anything. We simply rate, compare and review their plan because we feel it will be valuable to you. Our reviews are guaranteed to be unbiased, professional and advertising compensation does not influence rankings.
On This Page
When thinking about types of pets, most individuals don’t think about pet rabbits. In fact, rabbits are a popular household pet as both kids and adults like to include them in their families.
While these little balls of fur and fun can bring so much joy to your home, they are not low maintenance pets.
Rabbit owners know they need to have the proper cage, food, and even exercise to stay healthy. As pet owners, knowing your rabbit health is protected with health insurance can bring peace of mind.
The American Veterinary Medical Association estimated that 1.5 million households have over 3 million rabbits! That’s a lot of bunny love!
Related: 10 Things You Must Know Before You Buy Pet Insurance
Known for their curiosity, rabbits will tend to chew not only their food but power cords and other things they shouldn’t, often resulting in high veterinary care costs. If you’re asking if pet health care is worth it for rabbits, think about trying to pay for skyrocketing vet fees without any insurance policy reimbursement protection.
Pet insurance products for your bunny can help if your rabbit needs emergency care and pay a large portion of the veterinary bill.
Table of Contents:
Need Pet Insurance?
FACT: Pet insurance pays up to 90% of vet bills when your pet is sick or injured!
Why Purchase Rabbit Insurance
Rabbits, like dogs and cats, need a vet check-up at least once a year to check their teeth and check for health problems. Rabbits tend to have overgrown teeth and the issues that develop from that.
Rabbits can live long lives with proper care and if your rabbit develops an infection or gets hurt, the bills can be expensive.
It’s very common to end up with a vet bill that costs up to $5,000 or more! And when that unexpected illness occurs, pet insurance policy is a true saver!
Nationwide Pet insurance, who partnered with VPI, is the only pet insurance company in the United States that offers coverage for rabbits as part of their exotic pet plans that also includes ferrets, amphibians, reptiles, turtles to name a few.
Read more:
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Common Illnesses in Rabbits
Some of the common illnesses that can occur in rabbits:
- Ileus – bowel is not able to properly eliminate waste.
- Pink Eye
- Overgrown teeth
- Hairballs
- Myxomatosis
- Viral Disease
- Uterine Tumors
- Gastric disorders
With Nationwide pet insurance, 90% of the bills will be covered as long as the illness is not pre-existing.
What Rabbit Pet Insurance Covers
Pet insurance plans for rabbits works similar to that of dogs and cats.
The comprehensive coverage that Nationwide pet insurance offers for your rabbit will cover virtually all accidents, injuries, and illnesses
Some of the procedures and treatments that are covered for rabbits:
- All Illnesses
- Accidents
- Injuries
- Specialist Vet Visits
- Snuffles
- Ear infections
- Bacteria-caused abscesses
- Diagnostic Testing like x-rays
- Lab work
- Medication (prescription)
- Surgery if necessary
- Hospital Stay
Rabbit Wellness Plans
If you are looking for routine or preventative coverage care, a wellness plan is just that. It is an additional coverage plan that is added on to a comprehensive policy for routine care procedures.
Nationwide, however, doesn’t have a wellness plan for rabbits, as it does for birds.
Pet Assure is different than most pet insurance and really like a discount site.
You sign up for a fee of about $10 a month and get a discount of 25% off all illnesses, preventative care, and even pre-existing conditions.
The only stipulation is that you do have to see their in-network veterinary providers, where pet insurance allows you to see any vet you want.
If you are interested in this kind of discount for your rabbit, it covers all of the following:
- Infections
- Accidents
- Illness
- Vomiting/Diarrhea
- Parasites
- Vaccinations
- Skin infections
- Pre-existing conditions
- Spay/neuter when you buy the optional wellness rider
While this is a good option to have, with Nationwide, you will get 90% of bunny’s vet bill reimbursed.
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Specialist
When your rabbit does need to go to the vet, you need to see a specialist who cares for bunnies.
There aren’t as many vests that care for rabbits and it drives up the prices which are why pet insurance is a great thing to have for your bunny.
What Isn’t Covered Under Rabbit Pet Insurance
The following is not covered for your rabbit with Nationwide:
- Cosmetic work
- Parasites
- Preventative care
- Anything birth-related
- Pre-Existing Conditions
- Hereditary or Congenital Issues
Cost of Rabbit Insurance
The cost of Nationwide’s rabbit insurance premiums averages about $10 to $12 a month.
As with all pet insurance, the price can vary depending on where you live, the age of your rabbit and the kind of rabbit you have.
Nationwide does not offer a preventive care plan for rabbits.
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Reimbursements and Deductible
Nationwide’s rabbit plans have a reimbursement of 90% of the total cost of your vet bill. You can go to any vet that you choose.
Nationwide works on a per-incident deductible for each illness or accident that occurs with your rabbit.
This deduction renews each policy year and for each condition that your rabbit develops.
Pet Insurance Benefit Limits
Benefit limits are the maximum amount that is reimbursable to you each policy year.
Nationwide’s benefit limit for each accident or illness that your rabbit encounter is $2,000.
The maximum annual limit payout is $7,000. There is no maximum for the lifetime of your rabbit.
Need Pet Insurance?
FACT: Pet insurance pays up to 90% of vet bills when your pet is sick or injured!
Enrollment
The minimum age to enroll your rabbit is 3 months. There isn’t an upper age limit for rabbits.
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Waiting Period
For rabbits, the waiting period is 14 days.
The waiting period is to make sure your rabbit doesn’t have any illness or condition that could be classified as pre-existing.
Pet Insurance Claims
To submit a claim for your rabbit, you can do so via their site directly, by phone, mail or fax.
Keep all invoice copies for submittal.
The turn-around reimbursement time is typically 30 days.
They pay you back directly after you pay the vet bill.
Does Your Pet Rabbit Need Insurance?
Rabbit insurance can provide you not only a nice reimbursement on the big bills but allows you the freedom to do so.
If your rabbit falls ill, you know that you can afford the care and not worry about the bills. And it covers not only the care but all the testing and medication that goes with the care.
Talk to your vet to see if they think pet insurance is necessary for your rabbit or at least, a good idea to have.
You can go to Nationwide and get a quote for your rabbit to see if you feel pet insurance is a value to you.
Or give them a call to make sure you get a good quote and of course customer service at 1-800-874-0362
If you have a dog or cat and would like to look into pet insurance for them, make sure to look at our top 10 pet insurance companies for 2020. It’s a great place to start!
Frequently Asked Questions
Why should I consider purchasing insurance for my pet rabbit?
Rabbits, like dogs and cats, need regular vet check-ups, and unexpected health issues can result in expensive bills. Pet insurance for rabbits can help cover a significant portion of veterinary expenses, providing financial protection and peace of mind.
What common illnesses do rabbits face, and how does insurance help?
Rabbits may encounter common illnesses such as infections or injuries. With Nationwide pet insurance, 90% of the veterinary bills are covered, as long as the illness is not pre-existing. This coverage helps mitigate the financial burden of unexpected health issues.
What does rabbit pet insurance cover?
Nationwide pet insurance for rabbits covers accidents, injuries, and illnesses. This includes various procedures and treatments, ensuring comprehensive coverage for your bunny’s healthcare needs.
Is there a wellness plan available for rabbits?
Nationwide does not offer a wellness plan specifically for rabbits. However, if you’re looking for routine or preventative coverage, Pet Assure is an alternative option, providing a discount of 25% off all illnesses, preventative care, and pre-existing conditions.
What is the cost of rabbit insurance with Nationwide?
The average cost of Nationwide’s rabbit insurance premiums is about $10 to $12 per month. Prices may vary based on factors such as location, rabbit age, and breed.
How does reimbursement and deductible work for rabbit insurance?
Nationwide’s rabbit plans offer a reimbursement of 90% of the total vet bill. The deductible works on a per-incident basis, renewing each policy year and for each specific condition your rabbit develops.
What are the benefit limits for rabbit insurance with Nationwide?
The benefit limit for each accident or illness is $2,000, with a maximum annual limit payout of $7,000. There is no maximum limit for the lifetime of your rabbit.
At what age can I enroll my rabbit for pet insurance, and what is the waiting period?
The minimum age to enroll your rabbit is 3 months, and there isn’t an upper age limit. The waiting period for rabbits is 14 days to ensure pre-existing conditions are not present.
How do I submit a claim for my rabbit’s insurance?
You can submit a claim for your rabbit through Nationwide’s website, by phone, mail, or fax. Keep all invoice copies for submission, and the reimbursement time is typically around 30 days.
Is pet insurance necessary for my rabbit, and how can I get a quote?
Pet insurance for rabbits can be valuable in covering unexpected veterinary expenses. You can get a quote from Nationwide by visiting their website or calling their customer service at 1-800-874-0362. It’s recommended to consult with your vet to determine if pet insurance is necessary for your rabbit’s specific needs.
Enter your ZIP code below to view companies that have cheap pet insurance rates.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...
Insurance Operations Specialist
We are a free online resource for anyone interested in learning more about pet insurance. Our goal is to be an objective, third-party resource for everything pet insurance related. We update our site regularly, and all content is reviewed by pet insurance experts.